When you have financial needs, but payday is still too far away, a payday loan can be the answer to your problems.

About Us

Security

F.A.Q's

Apply Now

More...


	Come see why everyone wants to get a hold of a cash loan with Allcountrypaydayloan.com

Frequently Asked Questions About Payday Loans

Q. What is a Payday Loan or Cash Advance?
A. A payday loan or cash advance is a short term loan used to cover short term expenses.

Q. How Do I Qualify for A Payday Loan or Cash Advance?
A. It is easy to qualify for a payday loan or cash advance. Complete our easy, online application and get approved within minutes. You will need to meet the following requirements:

You must be at least 18 years of age to qualify for a payday loan.
You must currently have a job and make at least $1000 per month.
You must be a US Citizen.
You need to have an active checking account or savings account with direct deposit.

Q. How Do I Apply for a Payday Loan or Cash Advance?
A. It’s easy to apply. Complete our online application and get approved within minutes. No faxing required.

Q. How Long Does It Take To Get My Payday Loan?
A. Once you complete your application for a payday loan, it takes just minutes to get approved. Once you have been approved, funds are typically wired into your account within 24 hours.

Q. What If I Have Bad Credit, NSF’s, or a Bankruptcy?
A. No problem. You can still qualify for a cash advance or payday loan

Q. Is My Information Secure?
A. We take your privacy very seriously. Our site uses a variety of security methods to maintain your privacy. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Q. How Much Can I Qualify For?
A. Your cash advance is based on your income and additional information provided by you on your application.

Q. How Do I Get My Cash Advance?
A. Once your loan has been approved, your payday loan is deposited via direct funds transfer.

Q. How Does Direct Funds Transfer Work?
A. We transfer funds directly into your checking account via Automated Clearing House.

Q. How Do I Repay My Cash Advance?
A. We withdraw the loan amount plus a fee directly from your checking account on your next payday. Payday loan repayment is typically between seven and eighteen days.

Q. Can I Repay My Loan Early?
A. You may pay back your loan early with no prepayment penalty. You may also be entitled to a portion of the finance fee as well.

Q. Is There A Fee When I Apply for A Cash Advance or Payday Loan?
A. We do not charge a fee when you apply for a cash advance or payday loan.

Q. What Documents Do I Have to Provide When I Apply for a Payday Loan or Cash Advance?
A. You do not need to provide any documents when you apply for a payday loan. We do not require any faxing. Just apply via our online application and you are on your way to getting your cash advance!

Q. What Happens If I Cannot Pay Back My Loan on the Day it is Due?
A. Please contact us before your due date and we will work with you to refinance your payday loan, where state law allows. If you do not contact us and you have insufficient funds in your account when we withdraw funds from your checking account on your due date, any fees that are incurred by us will be passed on to you.

Q. Can I Have More Than One Payday Loan?
A. No, you must pay back your current payday loan before we can issue another cash advance.

Home | About Us | Security | F.A.Q's | Apply Now